Pricing

Three ways to use Unlockd, depending on where you are.

Pick the tier that fits where you are right now. Free if you're still figuring out if buying makes sense, Verified when you're ready to shop actual homes, and Counselor-Referred when you want an expert in your corner from start to close.

Free

AI-generated roadmap + health check

Best for someone just starting to figure out if they can buy.

  • Personalized AI-generated approval roadmap
  • Approval-readiness score (0–100) with tier breakdown
  • Tailored budget worksheet for your income and debts
  • Full first-time buyer guide in plain language
Get Started Free →

Counselor-Referred

1:1 with a vetted housing counselor

Best for someone who wants expert eyes on their file.

  • Matched with a HUD-approved housing counselor
  • Full file review against your roadmap and budget
  • Warm introduction to lenders we trust in your market
  • Ongoing Q&A throughout your home-buying journey
Connect with a Counselor →

Still deciding whether now is the right moment to buy? Start with the free tier — no credit pull, and you can upgrade anytime.

Read the FAQ →